Middlesea Insurance plc

This business evolved into a fully fledged financial group in 1981 and now comprises various companies in the finance, insurance and property sectors.
You can obtain a quotation for home insurance by completing the online form. This sets out your identity details, information about the property and contents, including specified high value items, and the amount of cover required. Additional cover is optionally available for sports equipment, pedal cycles, freezer contents, legal expenses, accidental damage and gifts.
Buildings and contents are covered against loss and damage due to fire, storm, flood, escape of oil, theft, falling trees and other specified events. Contents cover is extended to loss of keys, legal expenses and property that is temporarily removed or kept out in the open.
Various benefits that are included at no additional cost include:

• full theft cover
• extended family liability in Malta and Gozo
• increased limits for certain types of cover
• increased perils such as smoke damage
• personal accident for all the family
• upgraded legal expenses cover.

Special rates are available for senior citizens. In addition, discounts are given to those having other Middlesea insurance policies, such as motor insurance or travel cover.
Middlesex’s associate company, Middlesea Valetta Life Assurance Company Limited, offers a Loan Protection Plan that pays an insured amount in the event of the death of the policy holder. This can be used as cover for your home loan, ensuring the amount owed will be paid if the worst happens. The amount of cover reduces in line with the outstanding loan amount, ensuring premiums are kept to a minimum.