Bonnici Insurance Agency Limited

This company acts as an agent for Middlesea Insurance plc and offers competitive home insurance. It has grown to become one of Malta’s leading insurance agencies through its experience of the local market. Taking out a home insurance policy entitles you to:

• a 10% discount if you have a motor policy with the company
• 10% off contents insurance if you have a maintained burglar alarm
• a 10-17.5% shareholders’ discount depending on the number of shares you hold.
Additional benefits with policies include:
• replacement on a new for old basis
• full theft cover
• extended liability within Malta and Gozo
• certain increased limits and cover against
additional threats such as escape of fuel or loss of metered water
• accidental damage to audio/visual equipment, glass, sanitary fittings and ceramic hobs
• personal accident cover and upgraded legal expenses cover.

There are also cost-free extensions, such as loss of presents and gifts, freezer contents, money and credit cards and sports equipment. At the time of writing, there’s the offer of a free fire blanket or first aid kit with new home insurance policies. Aside from information about the insurance itself, the website does have some useful hints and tips about looking after your property. These include obvious ones such as not smoking in bed and not leaving valuables where they can be seen. Added to these are some that may not immediately come to mind, such as recording serial numbers of valuable equipment and fitting window locks. If you don’t know what insurance values to use, the site has links to valuation services for your jewellery and other valuables.